Our Specifications:

A successful creation of micro credit projects based on co-operative. The first financial institution and co-operative organization in the nation based on Islamic banking process. F.I.C. L is a pioneer for opportunities of self-employment and elimination of poverty in the cooperative sector. For providing capital for small businesses, and easy loans with easy terms and conditions and bearable installments F.I.C. L is unique. The only unparallel institution for creating solution for paying off debts from daily income.By providing attractive bonuses on collaterals and returning collaterals upon request F.I.C. L has already gained confidence of its customers. F.I.C. L has set an unique example in quality customer service, monitoring by own trained and qualified staff, transparency in giving loans and recovering, and corruption free administration .  There is no substitute for experience and skill. Keeping this motto in mind F.I.C. L has started its own “F.I.C. L Training and Research Academy” (F.T.R. A).